Woman Who Went Bankrupt After Spending A Fortune on a Host

This is a story about an acquaintance of mine...

My name is "Misaki Nitta," and I'm a 33-year-old office worker at a small company.

I recently got dumped by my boyfriend of six years, "Tatsuya Kondo."

Tatsuya may have been ugly, but he worked for a securities company and had plenty of money. He bought me anything I wanted.

Despite being treated well, he suddenly broke up with me last week, saying he had found someone else.

To be honest, I think I'm quite beautiful and popular. That's why I was shocked when Tatsuya, who was ugly, broke up with me. I was devastated.

Feeling completely down, I wanted comfort, so I contacted my best friend, "Honoka," and asked to meet up so she could listen to my story.

On a holiday afternoon, at a cafe...

"Misa, you must be shocked... I thought you two would get married."

"Yeah, he said he found someone else... I want to forget about him quickly, so I sold all the brand-name bags and wallets he bought for me."

"Wow, really? For you, Misaki, to let go of brand-name items, it must be serious..."

"Yeah, I don't want to be reminded of him... I made 300,000 JPY from selling them."

"Eh? You got that much?"

"Yeah, but... Having the money just makes me feel empty..."

"I see... Okay! Let's go drinking to change your mood!"

"Eh?"

"The best way to forget about a man is with another man!"

And so, Honoka took me to a host club for the first time.

First time at a host club

Stepping into a host club for the first time...

I was initially overwhelmed by the glamorous interior and handsome hosts, but as I drank alcohol, I began to relax.

"Nice to meet you, I'm Yuuya. Please take care of me."

"Ah, nice to meet you too..."

"Whoa, he's handsome! Isn't he your type, Misaki?"

"Hey, Honoka..."

"I'm glad to hear that! I've only been working here for three months. I'm just getting used to it."

"I see... That's great."

"Anyway, Misaki! Drink more and forget about your troubles!"

"Hey, Misaki, is something bothering you? If you need someone to talk to, I'm here for you."

"Well, actually... My boyfriend seems to have found someone else, and he dumped me..."

"That's unbelievable! To dump someone as beautiful as you!"

"Y-You think so?"

"Of course! I can't believe it. He's the worst!"

"See, Misaki... Even from a host's perspective, your ex is the worst."

"Yeah..."

"Misaki, let me treat you to a drink. Let's drink and forget about your troubles tonight!"

"But I feel bad..."

"It's fine, really. I want to do this for you."

The enjoyable night passed quickly, and my wounded heart felt a little healed.

"But Misaki, you're such a kind and beautiful person... I'm starting to fall for you for real..."

"Eh? Y-You don't mean that..."

I was delighted to exchange contact information with Yuuya, who had been kind to me. He started messaging me regularly during the day, and he became a great conversational partner.

"Even during the day when I'm at work, he tells me he misses me... Oh my..."

Before I knew it, I started going to the host club once a week.

(But he's a host. I mustn't fall for him. After all, he's just doing his job...)

One day, while I was playing with my phone during work, Section Chief Moriwaki reprimanded me.

"Ms. Nitta, stop playing with your smartphone during work hours! Don't you have any common sense as a working adult?"

"I-I'm sorry..."

During lunch break that day...

"Ah, I got a message from Yuuya!"

"How are you feeling today, Misaki? Anything new?"

"I got scolded by my boss earlier, so I'm feeling terrible..."

"Really? You always work so hard, and they don't appreciate you. If you're free tonight, come to the club. I don't have any appointments, so I can stay by your side all night."

"Okay! I'll have you all to myself!"

"What are you talking about? It's me who will be monopolizing you. ♪"

"Kyaa ♥"

Even when something unpleasant happened at work, being with Yuuya made me forget about it. I wondered if this was love...

We went on dates and watched movies together, but I knew it was all part of his job. Still, I felt calm when I was with him, and whenever we parted ways, I immediately wanted to see him again...

Savings depleted

Six months after meeting Yuuya, my savings were finally depleted.

I spent about 200,000 JPY each time I went to the host club. That's 800,000 JPY a month and 4.8 million JPY in half a year.

All the money I made from selling the brand-name items my ex-boyfriend gave me, as well as my previous savings, were gone.

One day...

"Here, Misaki."

"What's this?"

"It's a bit early, but it's a birthday present. I want to support you because you always support me."

"Wow, thank you! I love this cute scarf!"

"I hope it suits you..."

"I'm so happy!"

(Even though I'm not his number one customer, he's doing so much for me... I need to figure out my finances...)

"Misaki, I want to become the number one host and save up money to open my own place. Until then, please don't give up on me."

"Of course! I'll support you, Yuuya! I want to help you."

"But I don't want you to force yourself."

"I'm not forcing myself. I want to do this for you."

"Thank you, Misaki."

I started borrowing money from consumer finance companies and spent even more on Yuuya.

Yuuya's popularity continued to rise, and I believed he valued me the most. After all, we started going to love hotels together, and when we were alone, he would say, "I feel so calm with you," and act more affectionately.

And finally, Yuuya became the number one host at the club!

"I'm so glad! Now Yuuya can open his own place!"

"Becoming number one once isn't enough. I need to work even harder... You can't open your own place with half-hearted determination..."

"I see... I'll do my best to support you too."

"Thank you, Misaki!"

As the number one host, Yuuya started getting more appointments, and he had to compete with other customers more often.

"That woman... She's flirting with Yuuya and opening expensive bottles of champagne... I'm the one who made him number one! I can't lose to her..."

Spending 500,000 JPY on a champagne tower was the norm, and on some days, I spent up to 1 million JPY.

Debt piles up

"Misaki, about the money you owe the club..."

"Ah, yes... I'm sorry... I'll pay it back by the end of the month... Don't worry..."

"I'm glad you're my number one customer, Misaki..."

"Yeah... I need to save up money and help Yuuya open his own place soon..."

"I'll do my best!"

(Yuuya treats me differently from the other customers... I want to end this host-customer relationship and officially date him. I need to work hard for that...)

However, reality was harsh.

When I added up my bank card loan and the money I borrowed from consumer finance companies, I had accumulated a debt of 8 million JPY.

Three years had passed since I met Yuuya, and my passbook was filled with nothing but records of my debt.

I've been making repayments little by little, so I've avoided the worst-case scenario, but I can no longer support Yuuya like I used to.

(I can't borrow any more money... But I'll take the plunge and consult him. Maybe he'll meet me outside of the club...)

So, I decided to be honest about my financial situation and went to the club to talk to him.

"Yuuya, I don't have the money to keep coming to the club anymore..."

"I see, thank you for everything up to now!"

"Eh...?"

After saying this, Yuuya immediately left my seat and went to another customer's table...

(No way... Is that all he has to say? Is our relationship really over just like that? I can't believe it... Did he lie when he said he loved me? Was he only after my money...?)

And so, my love for Yuuya came to an end.

(What was the point of all my efforts, even going into debt? To be discarded so easily... It's frustrating...)

Starting over

I was so shocked that I took three days off work.

But I can't stay depressed forever.

(That's right, I have too much debt, so I'll just start over!)

In the end, I decided to file for personal bankruptcy.

I found a lawyer specializing in debt consolidation online and followed their instructions to write a statement of facts and received a discharge. I successfully filed for personal bankruptcy.

At first, I wondered how poor my life would become, but it's not that different from before. From now on, I'll slowly start saving money.

Conclusion

This is a story about how a host took advantage of me when I was vulnerable after a breakup. Even though I knew it was part of their job, I still fell for it.

But from now on, I want to work hard and find happiness.